About Us

We specialize in working with retirees, and those about to retire. We help our clients avoid mistakes that can drain retirement savings. Our goal is to take the mystery out of investing, managing risk, preparing for retirement, and preserving your wealth. By helping you acquire the information you need to pursue your financial objectives, we hope to establish a long and trusted relationship with you.

Our Mission


We are committed to contribute to the financial well-being of our clients
by combining compassion, education and expertise.
As senior advocates, we always place the needs of our clients


Our Agents

Paul Sweeney    






  Paul has been a licensed Insurance Agent since 1980. He began his career working for an Insurance Company that catered to the retired population. In 1992 he decided to open his own agency that would specialize in providing “quality products for quality people”, in other words retirees and those who were planning on retiring. He formed Quality First Insurance Agency in order to fill that need in Washington County, Maryland and its surrounding areas.Paul has been married for more than 30 years. He and wife, Denise, have two sons. He has lived in Washington County for more than 35 years now, and considers this area his home.All of our agents have the same goal in mind, and that is “we are committed to contribute to the financial well-being of our clients by combining compassion, education, and expertise. As senior advocates, we always place the need of our clients first.” That is our mission statement and that is our promise to every one of our clients.You may contact Paul by e-mailing him at p.sweeney@myactv.net or by calling him at 301-797-1400.
Ken de Lauter    




Ken entered the insurance profession in 1987 upon graduation from Frostburg State University. He was instrumental in the founding of Quality First Insurance in 1992. Ken was a member of the Pacesetters Club in 1998 & 1999 with United American Insurance. Ken specializes in the insurance needs of seniors and related issues including:
     Medicare Supplements
     Long Term Care
     Life Insurance
“I enjoy speaking with seniors on their issues of concern and finding ways to resolve them.” Ken serves the Western and Central Maryland regions.You may contact Ken by phoning 301-797-1400, 800-745-1411 or via e-mail: wmbluemountain@yahoo.com
Bill Dellinger          








  Bill is a life-long resident of Washington County and currently resides in Hagerstown with his wife, Vicky. Their daughter and her family live nearby and this allows easy access to their "pride and joys", grandson, Tyler and granddaughter Mikayla. Bill has been a licensed Life and Health agent for more than 25 years and enjoys solving individual insurance needs and situations. Bill follows the Golden Rule in his business life as well as his personal life and always places the needs of his clients first."Quality First Insurance Agency provides me with all the tools necessary for the accomplishment of my purpose – Helping others" Bill is ready to help you with your insurance needs… you can reach him at 301-797-1400 or bill.dellinger@myactv.net
Marvin & Nancy Hurley    








  The need to protect their assets during their senior years led Marvin & Nancy to join Quality First Insurance. Nancy joined the agency in 1994 and Marvin in 1999.The Hurley’s retired after each taught 32 years with the Washington County Board of Education, Marvin as a music teacher and Nancy as a science teacher at North Hagerstown High.Marvin, currently on medical leave from Quality First, encourages Nancy as she provides service and advice to the area’s seniors.
“We aggressively seek programs and services to save our clients money. We understand the importance of Medicare Supplement, Long Term Care insurance and annuities in an asset protection plan.”
Call Nancy at 301-797-1400 with your insurance questions or for a free quote. You can also reach Marvin at his e-mail address, NHu2430355@aol.com
 Charles W. "Bill" Fager    
Fager_bill   Bill joined Quality First Insurance in March 2000 after completing a 31 year career as a teacher and principal with the Washington County Board of Education. Bill specializes in insurance needs for seniors including: Life, Long Term Care, Medicare Supplement, and Annuities. “The need to plan for Asset Protection is a priority for all seniors. I’ll take the time to provide you with the information that you need and the service that you deserve.”You can contact Bill by phoning (301) 797-1400 or e-mail bill.fager@myactv.net.
Todd Smith    
    Todd joined Quality First Insurance, Inc. in August 2000 and has specialized in working with seniors and senior insurance products. He is licensed in both Pennsylvania and Maryland with a primary focus on PA seniors. “Often times, insurance and Medicare can be confusing. It is my desire to help area senior citizens better understand these issues, and do so with honesty and integrity. I then attempt to find the best benefits and coverage available to meet their needs". Contact Todd at (301) 797-1400 or e-mail at tsmith@franklinstorage.com
Olga Sweeney    


  Olga joined Quality First Insurance, Inc. in 1993 and has specialized in the marketing of Medicare Supplement and Long Term Care Insurance coverage. Olga says, “I look forward to the opportunity of meeting you and explaining our products. I can be reached at:(301) 797-1400, (800)745-1411 or e-mail at olga.sweeney@gmail.com Licensed in MD and PA
Robert Tantillo    
Bob Tantillo  

Bob Tantillo is proud to be a representative with Quality First Insurance.  Having known Paul Sweeney since 1994, and having worked with him on advertising projects since 1999, Bob was well aware of the agency’s solid reputation and knew joining Quality First Insurance was a positive decision. Bob’s concentration is Medicare Supplements and he looks forward to helping individuals 65 and over select a Medigap Policy that provides both excellent health-care coverage and peace of mind. Bob and his wife Kim are the parents of two daughters.  He is a graduate of Shippensburg University and plays electric bass in THE RHYTHM KINGS band. You can reach Bob by phone at 301-797-1400 or toll-free at 1-800-745-1411 and by email:  r.tantillo@myactv.net


Amanda Sweeney    
Amanda image  

Amanda worked at a Credit Union for years but wanted a career where she could help people more.  In 2012 she began selling Medicare Supplement Insurance and has been thrilled ever since.  “It’s the perfect job for me because I enjoy meeting new people and love having the opportunity to save seniors money.  I also understand that all the new information about Medicare and Medicare Supplements can be overwhelming so I strive to make things as easy as possible.” If you’d like to contact Amanda she can be reached at (301) 797-1400, or at a.sweeney0920@gmail.com.


 Debi Calandrelle    
Calandrelle_Debi   Debi came to Quality First in 1996 as Office Manager. In 1997 she became a licensed Property and Casualty agent, providing automobile and home insurance.With nearly 25 years of experience in the customer service field, Debi feels that she provides the type of respectful, courteous service that everyone deserves.For information regarding Maryland automobile or home insurance, you may e-mail Debi at Debic@myactv.netor call her at 301-797-1400.